As part of our much more than just a school ethos, we strive to ensure our students are equipped with the skills and knowledge to thrive beyond school. We recognise that financial competence plays a significant role in how happy, safe and successful we can be in life.

Being financially competent allows our students the freedom as adults to make the good choices for themselves, their families and their community. We want our students to leave Park knowing amongst other things:

  • the risks and benefits to investing
  • their tax obligations as members of the economy
  • the skills and requirements to saving and budgeting successfully
  • the benefits and risks associated with renting or owning your own home

All in the aim that our students are financially competent members of society, empowered to be the best they can be.

Year 7
Saving or savings
Making the most of your money - Spending
Making the most of your money - Paying
Making the most of your money – budgeting
Value for money

Money Management Basics

Establishing fundamental financial skills including saving, spending wisely, understanding payment methods, and basic budgeting principles.

Year 8
Risk and Reward – Risk
Risk and Reward – Investments
Risk and Reward – Protecting yourself
Security and Fraud – Fraud
Security and Fraud – Online
Security and Fraud – Money mules

Risk Awareness & Security

Understanding financial risks and rewards, learning about investments, and developing awareness of fraud prevention and online security.

Year 9
Saving – Simple and Compound
Borrowing – Debt
Borrowing – Informed choices
Borrowing – Products
Borrowing – Mortgages

Borrowing & Advanced Saving

Exploring compound interest, understanding debt and borrowing responsibly, and learning about financial products including mortgages.

Year 10
Future of ways to pay
Next steps after school
Tax – Why do we pay it
Budgeting – The process
Understanding payslips
Saving…a plan

Future Finance & Career Preparation

Understanding taxation, payslips, and budgeting processes while exploring future payment methods and post-school financial planning.

Year 11
My Money matters certificate of financial competence
6 self-paced sessions and quizzes
Scenario based with real case studies in personal finance

Financial Competence Certification

Completing comprehensive financial education through practical, scenario-based learning and achieving formal financial competence qualification.

Helpful Financial Education Resources

🏦

MoneyHelper

Free, impartial money and pension guidance from the Money and Pensions Service

Visit MoneyHelper
📚

Bank of England - Money and Me

Free 12-lesson teaching resource introducing young people to money and economics

Explore Money and Me
🎯

MyBnk

Expert-led financial education workshops covering budgeting, banking, borrowing and more

Learn with MyBnk
⭐

Young Money (Young Enterprise)

Resources and training for teaching money management skills to young people

Access Young Money
💡

Money Saving Expert - Financial Education

Free financial education resources including guides for children and adults

Get Money Tips
🏛️

Lloyds Bank Academy

Financial skills resources for young people aged 3-16+ with Quality Mark accreditation

Visit Academy